Unlock Cash Flow.
Power Your Business.
Float your payables 7 business days at no cost
From purchases to bill payments, the Current Card Business Mastercard® gives you flexible, zero cost access to the funds you're expected to earn.
- Early access to sales
- Zero fees, interest, or credit checks
- Builds business credit automatically
- Easy online application
Built for Better Business Cash Flow
Apply
Complete a brief application*. If approved, access spending power based on recent card sales.
Purchase
From vendors and supplies to bills and expenses, use your Current Card anywhere Mastercard® is accepted.
Access
Spending power adjusts automatically based on your recent sales.
Repay
Balance auto-repays 7 business days after purchase. Pay early to earn statement credit.
Current Card Keeps Your Business Moving
$0 Cost to You
No fees, no interest, no credit checks. Ever.
Access Sales Before They Hit Your Bank
Don’t wait days for deposits.
Build Business Credit Automatically
Strengthen your financial profile.
Pay Early, Get Rewarded
SmartPay earns you statement credits.
See How Current Card Helps Businesses Stay Ahead
Gain 7 Business Days of Float, Simply by Using Your Current Card
Restaurants
Cover vendor deliveries before the weekend rush.
Use today’s revenue for tomorrow’s inventory.
Retail & Convenience
Restock inventory without waiting on deposits.
Meet demand without tying up cash.
Contractors
Flexibility to purchase materials immediately.
Keep projects on track without waiting for client payments.
E-Commerce
Manage advertising spend and stay stocked for busy seasons.
Get rewarded for repaying your balance early.
Have a Question? Email support@mycurrentcard.com
Common Questions
What do I need to apply?
Just your business info, your Merchant ID, and banking log in details.
Can I use it anywhere?
Yes, wherever Mastercard® is accepted.
How do I repay my balance?
Any purchases are automatically repaid from your connected bank account 7 business days after a purchase.
Can I add this to my phone’s wallet?
Yes! Current Card is compatible with Apple and Samsung wallets for on-the-go purchases or as a payment method for online bill payment (i.e. PayPal, Bill.com, Melio, and Venmo).
Does this change how I get deposits?
No, you will continue to get deposits from card-processed sales.
